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Financing

Buy Today, Pay Over Time

At Southwest Heating & Cooling, we’re committed to making your home’s heating and cooling upgrade as accessible and stress-free as possible. Recognizing that financial considerations play a significant role in decision-making, we’ve introduced our “Buy Today, Pay Over Time” program. This initiative is designed to alleviate the immediate financial pressure of upgrading your home comfort system, offering a suite of financing options through a dedicated credit card that caters to your financial situation and comfort needs.

Endless Flexibility with a Revolving Line of Credit by Synchrony

Our revolving line of credit is more than just a financing option; it’s a pathway to maintaining and enhancing your home’s comfort without the upfront financial burden. Here’s how it benefits you:

  • Continual Access to Funds: This credit line is designed to support your immediate and future heating and cooling needs, ensuring you have financial support for both planned upgrades and unexpected repairs.
  • Reusability for Future Projects: As you repay the utilized amount, the credit becomes available again, offering a flexible financial tool for your ongoing comfort needs without repeated applications. 
Synchrony Financing
Ductless Mini-Split Installation in Littleton, CO

Special Financing Options for Every Budget

Manage Your Account with Ease Online

To complement our financing options, we offer an advanced online platform for account management:

  • Easy Online Payments: Make payments effortlessly with just a few clicks, ensuring your account stays up-to-date without the hassle of manual processing.
  • Real-Time Account Access: Check your balance, available credit, and payment history anytime, giving you complete control over your finances.
  • Secure and Reliable: Our platform ensures your personal and financial information is protected with top-tier security measures, giving you peace of mind.

Enhancing Your Home Comfort Without the Wait

What Your Neighbors Are Saying About Us

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 54.8736 reviews
4.8Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent736 reviews
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Quentin Schappa profile picture
Quentin Schappa
3 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service!
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bob hoster profile picture
bob hoster
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
October 2026: Just had another great experience with SWHC! Joe Kastens did our winter maintenance and diagnosed a wiring issue in our thermostat. Being a part of the maintenance plan family is well worth it. Thanks again! April 2026: Just had our Spring maintenance with Hayden Burnett. He was on time, professional, thorough and a true gentleman. Very thrilled with the service he provided. Hope to see him again next time. October 2025: We had Christian Meyers perform our semiannual routine maintenance on our air conditioner and furnace. Christian was on time, thorough and explained everything to us. A true professional and only what we've encountered since we started working with Southwest Heating and Cooling. Lisa and Cathy in the office can answer all your questions, help with installation dates, etc.... We just contracted with them to replace our water heater. While Christian was servicing our unit, he was able to provide an estimate for the replacement. Scheduling was made easy with a call to the office. Our new water heater will be installed in less than a week. June 2022 We had a new air conditioner and furnace installed. We had an immediate need. Mike, owner, met with us personally to review options from last year. Tony and Ray were terrific installers. On time, professional, left our place spotless. They went over all my questions. The office staff took care of all product registrations and rebate offers. This was a great outcome for us. Great job. July 2021 Great choice we made having Southwest Heating and Cooling service our unit. On time, spent time explaining to us what our system status is, etc.... Jake was great to work with. He left us with options on a new system, explained our options, reviewed their annual maintenance plan with us and overall treated us like family. We will definitely be recommending and using their services again.
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Deborah Oblath profile picture
Deborah Oblath
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I thought he did a great job. Explained what he was doing - was efficient and easy yo ask questions of him. Great experience.
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Cowboy Ron profile picture
Cowboy Ron
8 days ago
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My Rheem furnace has performed well, but late this summer it would occasionally put out hit air for about15 minutes even though the thermostat was set at OFF. Your technician, Brandon, spent a good bit of time checking it out and could find nothing wrong. I'm monitoring it to see what happens next. I've considered replacing the thermostat (Honeywell), but without evidence that it is at fault, I'm hesitant to spend the money. Any ideas?
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Amy Leonard profile picture
Amy Leonard
8 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
What a great company! Always timely and ready to deal with anything that might arise! Joe my tech was super knowledgeable and professional and took care of a full system overview. Thank you Southwest for keeping my house running smoothly!
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Jeremy E profile picture
Jeremy E
9 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michael Carpenter was awesome and helpful. We were looking for additional air quality cleaner/improvements and he talked me through the options and let me do my homework and settle on the right one without pressure. Once we identified it, he was able to get back out the next week and install it. Really happy with Southwest Heating and Cooling.
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linda durham profile picture
linda durham
9 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Joe’s awesome! Very thorough, explains everything in detail and does what it takes to get the job done. Customer service at it’s best.
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Paul Figlia profile picture
Paul Figlia
10 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
On time, thorough and spent extra time explaining things. Very best of the best
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Sherry Jacob profile picture
Sherry Jacob
13 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
On time. Great service on the install.
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Cherylene Evans profile picture
Cherylene Evans
13 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The technician, Joe arrived when we expected and was knowledgeable and efficient. We couldn’t ask for better.