Financing
Buy Today, Pay Over Time
At Southwest Heating & Cooling, we’re committed to making your home’s heating and cooling upgrade as accessible and stress-free as possible. Recognizing that financial considerations play a significant role in decision-making, we’ve introduced our “Buy Today, Pay Over Time” program. This initiative is designed to alleviate the immediate financial pressure of upgrading your home comfort system, offering a suite of financing options through a dedicated credit card that caters to your financial situation and comfort needs.
Endless Flexibility with a Revolving Line of Credit by Synchrony
Our revolving line of credit is more than just a financing option; it’s a pathway to maintaining and enhancing your home’s comfort without the upfront financial burden. Here’s how it benefits you:
- Continual Access to Funds: This credit line is designed to support your immediate and future heating and cooling needs, ensuring you have financial support for both planned upgrades and unexpected repairs.
- Reusability for Future Projects: As you repay the utilized amount, the credit becomes available again, offering a flexible financial tool for your ongoing comfort needs without repeated applications.
Special Financing Options for Every Budget
Understanding the diverse financial backgrounds of our customers, we provide a range of special financing offers:
- Deferred Interest Options: Ideal for those who plan to pay off their purchase within a short period, this option allows you to avoid interest charges if the balance is cleared within the promotional period.
- Reduced APR Plans: For customers looking for a more extended repayment period, we offer plans with reduced annual percentage rates, making long-term financing more affordable.
- Flexible Payment Plans: Choose from several payment schedules that align with your budget, ensuring your home’s comfort upgrades don’t disrupt your financial well-being.
Don’t forget to ask about available rebates on qualifying services at Southwest Heating & Cooling. We’re here to help you achieve your home comfort goals economically.
Enhancing Your Home Comfort Without the Wait
Our “Buy Today, Pay Over Time” program is not just about financial flexibility; it’s about enabling you to enhance your living environment immediately. Whether installing a more efficient heating system before winter or upgrading to a more environmentally friendly cooling system in the summer, our financing options ensure you don’t have to delay your comfort due to budget constraints.
With Southwest Heating & Cooling’s “Buy Today, Pay Over Time” program, achieving the perfect home environment is easier and more affordable than ever. Our flexible financing options and our commitment to exceptional service ensure you can upgrade your home’s comfort systems without compromising on quality or financial security. Contact us today to learn more about our financing options and how we can help you create a more comfortable, efficient home.
What Your Neighbors Are Saying About Us
Posted on Google![]()
bob hoster3 days agoTrustindex verifies that the original source of the review is Google.
October 2026: Just had another great experience with SWHC! Joe Kastens did our winter maintenance and diagnosed a wiring issue in our thermostat. Being a part of the maintenance plan family is well worth it. Thanks again! April 2026: Just had our Spring maintenance with Hayden Burnett. He was on time, professional, thorough and a true gentleman. Very thrilled with the service he provided. Hope to see him again next time. October 2025: We had Christian Meyers perform our semiannual routine maintenance on our air conditioner and furnace. Christian was on time, thorough and explained everything to us. A true professional and only what we've encountered since we started working with Southwest Heating and Cooling. Lisa and Cathy in the office can answer all your questions, help with installation dates, etc.... We just contracted with them to replace our water heater. While Christian was servicing our unit, he was able to provide an estimate for the replacement. Scheduling was made easy with a call to the office. Our new water heater will be installed in less than a week. June 2022 We had a new air conditioner and furnace installed. We had an immediate need. Mike, owner, met with us personally to review options from last year. Tony and Ray were terrific installers. On time, professional, left our place spotless. They went over all my questions. The office staff took care of all product registrations and rebate offers. This was a great outcome for us. Great job. July 2021 Great choice we made having Southwest Heating and Cooling service our unit. On time, spent time explaining to us what our system status is, etc.... Jake was great to work with. He left us with options on a new system, explained our options, reviewed their annual maintenance plan with us and overall treated us like family. We will definitely be recommending and using their services again.Posted on Google![]()
Deborah Oblath3 days agoTrustindex verifies that the original source of the review is Google.
I thought he did a great job. Explained what he was doing - was efficient and easy yo ask questions of him. Great experience.Posted on Google![]()
Amy Leonard4 days agoTrustindex verifies that the original source of the review is Google.
What a great company! Always timely and ready to deal with anything that might arise! Joe my tech was super knowledgeable and professional and took care of a full system overview. Thank you Southwest for keeping my house running smoothly!Posted on Google![]()
Jeremy E5 days agoTrustindex verifies that the original source of the review is Google.
Michael Carpenter was awesome and helpful. We were looking for additional air quality cleaner/improvements and he talked me through the options and let me do my homework and settle on the right one without pressure. Once we identified it, he was able to get back out the next week and install it. Really happy with Southwest Heating and Cooling.Posted on Google![]()
linda durham5 days agoTrustindex verifies that the original source of the review is Google.
Joe’s awesome! Very thorough, explains everything in detail and does what it takes to get the job done. Customer service at it’s best.Posted on Google![]()
Paul Figlia6 days agoTrustindex verifies that the original source of the review is Google.
On time, thorough and spent extra time explaining things. Very best of the bestPosted on Google![]()
Sherry Jacob9 days agoTrustindex verifies that the original source of the review is Google.
On time. Great service on the install.Posted on Google![]()
Cherylene Evans9 days agoTrustindex verifies that the original source of the review is Google.
The technician, Joe arrived when we expected and was knowledgeable and efficient. We couldn’t ask for better.Posted on Google![]()
Jan Jones10 days agoTrustindex verifies that the original source of the review is Google.
Had my ac checked out for the summer. Angel was the tech who serviced my ac. He was outstanding! He was so warm and courteous it was a pleasure to have him in my home. Would highly recommend! 6/6/22. Had my ac checked for the coming summer. Angel is the best! Again I highly recommend SouthWest!!!! 10/10 fall furnace checkup! Andy was great. Love this company! 5/23/24. Has my spring checkup for the summer. As usual service was exceptional. Great company. Highly recommend 9/23/24. Annual furnace check up and Preston showed up on time and everything checked out okay! Excellent service again! 10/8/26Again outstanding service. I am very pleased with SouthWest. Brandon was very helpful and took the time to help me with my thermostat.Posted on Google![]()
Jacob Fuhrman15 days agoTrustindex verifies that the original source of the review is Google.
Joe Kastens did an amazing job installing our whole house humidifier! He was very professional and kept me informed during each step in the install process.